Liberty Direct is a government approved healthcare cost sharing program that is exempt from the Affordable Care Act ("Obamacare") mandate to purchase health insurance (so, if you choose this for yourself you will not be subject to any IRS penalties). Health conscious individuals and families can save an average of 40-60%.
Regain Control of Your Healthcare
Medical cost sharing is a rapidly growing movement built on the time-tested Christian tradition of sharing the burden of healthcare costs within a community (please note Direct Doctors does not align with any religious affiliation in particular). Liberty Direct members share the commitment to value, prioritize, and take personal responsibility for their health. In return, members are able to share medical costs together.
With Liberty Direct, individuals and families have the opportunity to lower their expenses AND improve the quality of their healthcare. Liberty Direct members invest in their health and pay less for health care.
This program is designed to safeguard the doctor-patient relationship. As a Liberty Direct member, in addition to your visits here at Direct Doctors, you may see any doctor or hospital you choose. We are thrilled that with Liberty Direct, we don't have to fight with administrative bureaucracy in order to care for you.
How it Works:
Liberty Direct is Easy
Liberty Direct members share healthcare expenses through a well-established program administered by Liberty HealthShare, a national leader in healthcare cost sharing for over 20 years. When you join Liberty Direct, you pay an annual fee of $125, then only $75 each year thereafter. Instead of being overwhelmed by ballooning monthly costs, Liberty Direct members pay a low "Monthly Share Amount." In fact, Liberty Monthly Share Amounts have remained the same for the last 4 years.
Your Annual Unshared Amount
With Liberty Direct, the amount of money you are responsible for paying directly to your provider for your medical expenses is easy to understand. This amount is called an “Annual Unshared Amount”. After you reach this amount, 100% of your eligible medical needs are shared up to $1 million per incident with no lifetime limit.
Liberty Direct Pays Part of Direct Doctors' Monthly Membership Fee
Liberty Direct recognizes the positive impact our approach to primary care provides. When you join Direct Doctors, Liberty will pay up to $100/month toward our monthly Direct Primary Care membership fees based on the following fee schedule.
Get Started with Liberty Direct!
You can apply for enrollment with Liberty Direct at anytime and can even designate the exact date you would like to begin with them. The Liberty Direct website contains all of the information you need including a FAQ and their Healthsharing Guidelines. You can contact them with questions by emailing support@LibertyDirect.org or through live chat at www.libertydirect.org.
Lauren Hedde, DO and Mark Turshen, MD are Family Physicians and Founders of Direct Doctors, Inc. a Direct Primary Care Practice.